大家好！在马来西亚的朋友们，你们已经开始报税了吗？三月开始，你就可以进入LHDN网站（BE表格），填写你2023年的所有Tax Relief啦！希望去年两次的税务减免提醒对你们有所帮助，让你们获得更多的税务回扣。
如果你去年有存入 PRS 私人退休计划，你也可以登录 https://www.publicmutualonline.com.my 下载/打印你的 对账单 哦！
我也花了半天的时间为您整理了2022年、2023年和2024年在税务减免上的差别。请好好收藏起来！你也可以转发给你的朋友，或转介绍客户给我。现在公司有Customer Referral Program，我想下一个幸运抽奖的幸运者就是你啦！
今年，政府为了鼓励大家更好地管理个人财务，提供了更多的且灵活的税务优惠和退税机会。以下是一些不容错过的抵扣项目：
1. 父母健康检查：孝行减税
政府鼓励我们孝顺父母，并且特别提供了针对父母健康检查的税务津贴。只要您陪同父母进行年度体检，相关费用将成为您的税务抵扣项目，节省您的税务负担。牙科修复与检查项目也有所增加。
更多细节可以下载此图表。
2. 牙科治疗福利：健康牙齿减税
除了公司福利外，政府也提供了牙科治疗和检查的税务回扣。只要您在注册的牙科诊所进行治疗，相关费用可作为您的个人所得税抵扣项目。
3. 身体检查和接种疫苗： 为全家健康保驾护航
个人，伴侣，儿女每年的疫苗接种和完整体检数额也以提高。
4. 自我提升课程：职场成长加码
2024年起，政府支持个人参加自我提升课程，如语言课程、摄影、缝纫等，享受额外的税务回扣。这为职场人士提供了更多提升技能的机会，也意味着更多的税务优惠。
5. 购买体育器材：健康生活减税
购买体育器材、使用体育设施、参加体育比赛等支出将被视为减税项目。政府鼓励人们积极参与体育活动，因此相关支出将成为您的税务抵扣项目。减免数额也有所增加。
6. 硕士或博士研究生：提升自己升职加薪
政府为提高人才水平提供税务减免，持续至2027年。通过考取专科文凭或高级文凭、学士如，MBA学位等，您不仅提高了自身技能，还能享受税务优惠。课程必须得到教育局认证 www.mohe.gov.my。
7. 合理规划资金：理财省税利器
合理规划资金包括人寿保险、医疗与教育保险、公积金、为孩子存入SSPN教育基金以及私人退休PRS等，都是有效减税的方式。通过将资金投放到政府认可的储蓄选项中，您可以最大限度地减少税务负担。
再次，也要注意好几项税务减免已经被取消或终止，例如本地旅游开销等。
更仔细的2022-2024税务减免清单以为你准备好，点击这里下载图文。
在这个繁忙的生活中，税务规划可能显得复杂，但您可以寻求私人退休计划顾问的协助，让专业人士为您提供更多详细的信息和帮助。
2024年的税务季节为我们提供了丰富的减税机会和财务优惠。通过合理利用这些抵扣项目，您将能够最大程度地减少税务负担，让更多的资金留在您的口袋里。
如果您还有任何疑问或需要进一步了解，请随时与我们联系。让我们共同探索更多的财税优惠，让您的财务更加稳健！
祝您在2024年的报税季节取得丰硕的收益!
2024 Tax Season: A Comprehensive Guide to Financial Benefits!
Hello everyone! Have you started filing your taxes in Malaysia? Starting from March, you can access the LHDN website (BE form) to fill in all your tax reliefs for the year 2023! We hope the reminders about tax exemptions from last year have been helpful in getting you more tax refunds.
If you contributed to the PRS (Private Retirement Scheme) last year, you can log in to https://www.publicmutualonline.com.my to download/print your statement!
I’ve spent half a day compiling the differences in tax exemptions between 2022, 2023, and 2024 for you. Please keep it safe! You can also forward it to your friends or refer clients to me. Our company now has a Customer Referral Program, and you could be the lucky winner of the next draw!
This year, the government aims to encourage better management of personal finances by offering more flexible tax benefits and refund opportunities. Here are some deductions you shouldn’t miss:
1. Parental Health Check-ups: Tax Relief for Filial Piety
The government encourages filial piety by offering tax allowances for parents’ annual health check-ups. As long as you accompany your parents for their check-ups, the related expenses become tax-deductible, reducing your tax burden. Dental repairs and check-ups are also included.
More details can be found in this chart.
2. Dental Treatment Benefits: Tax Relief for Healthy Teeth
In addition to corporate benefits, the government provides tax rebates for dental treatments and check-ups. As long as you receive treatment at a registered dental clinic, the related expenses can be claimed as personal income tax deductions.
3. Medical Check-ups and Vaccinations: Safeguarding Family Health
The amounts for annual vaccinations and complete physical check-ups for individuals, spouses, and children have also increased.
4. Self-Improvement Courses: Enhancing Career Growth
Starting in 2024, the government supports individuals attending self-improvement courses such as language classes, photography, and sewing, offering additional tax rebates. This provides more opportunities for career professionals to enhance their skills and enjoy more tax benefits.
5. Purchase of Sports Equipment: Tax Relief for Healthy Living
Expenses for buying sports equipment, using sports facilities, and participating in sports competitions are considered tax-deductible items. The government encourages active participation in sports, making such expenses eligible for tax deductions. The amount of relief has also increased.
6. Master’s or Doctorate Students: Investing in Career Advancement
The government offers tax exemptions to enhance talent levels, continuing until 2027. By obtaining diplomas or degrees such as MBA, individuals not only enhance their skills but also enjoy tax benefits. The courses must be accredited by the Ministry of Education www.mohe.gov.my.
7. Financial Planning: Tax-saving Strategies
Financial planning, including life insurance, medical and education insurance, EPF, SSPN education fund for children, and private retirement PRS, are effective tax-saving methods. By investing in government-approved savings options, you can minimize your tax burden.
Additionally, it’s essential to note that several tax exemptions have been canceled or terminated, such as local travel expenses.
For a more detailed list of tax exemptions from 2022 to 2024, click here to download the infographic.
In the midst of our busy lives, tax planning may seem complicated. However, you can seek assistance from a private retirement plan advisor to provide you with more detailed information and assistance.
The 2024 tax season offers abundant opportunities for tax savings and financial benefits. By properly utilizing these deduction items, you can minimize your tax burden and keep more money in your pocket.
If you have any questions or need further information, please feel free to contact us. Let’s explore more financial and tax benefits together, making your finances more robust!
Wishing you a fruitful tax season in 2024!
(Disclaimer: The above content is for reference only, and specific terms and policies are subject to official government announcements.)